FAQ

Once your case is settled, it typically takes several weeks for the insurance company to issue payment. Delays can occur if medical liens or outstanding bills need to be resolved. Our team works to ensure you receive your settlement as quickly as possible.

A denial doesn’t mean the end of your case. You may still have the right to appeal or file a lawsuit. At Peter Michael Law, we review the denial, identify weaknesses in the insurer’s position, and fight to protect your right to fair compensation.

Yes. In many cases, such as car accidents with multiple drivers or workplace accidents involving contractors, several parties may share liability. We investigate all potential defendants to maximize the compensation available to you.

A settlement is an agreement reached between you and the insurance company without going to trial. A verdict is a decision made by a judge or jury after a trial. Most cases settle, but if insurers refuse to pay fairly, Peter Michael Law is ready to go to court.

Expert witnesses provide professional opinions that support your claim, such as medical experts explaining your injuries or accident reconstructionists analyzing how a crash occurred. Their testimony can make your case stronger in negotiations or a trial.

In New Jersey, your own insurance may initially cover medical expenses through Personal Injury Protection (PIP). If your costs exceed those limits, the at-fault party may be responsible. Our firm coordinates with providers to help reduce the stress of unpaid bills.

Yes. Some injuries, such as concussions, soft tissue damage, or internal injuries, may not appear immediately. As long as you’re within New Jersey’s statute of limitations, you may still file a claim. Seek medical care right away if symptoms appear later.

Parents or legal guardians can file claims on behalf of minors. Settlements for children often require court approval to ensure the funds are used in the child’s best interest. We guide families through this process to secure the compensation their child deserves.

A wrongful death claim is filed when someone dies due to another party’s negligence. Instead of compensation for the injured person, damages go to surviving family members for financial losses, funeral expenses, and loss of companionship.

Most personal injury settlements are not taxable under federal or New Jersey law if they compensate for physical injuries. However, portions related to lost wages or punitive damages may be taxable. We recommend consulting a tax advisor for your specific situation.

Yes. If you were injured on NJ Transit, a bus, or another public carrier, you may be entitled to compensation. These cases have strict notice requirements, so it’s important to contact Peter Michael Law as soon as possible.

Work-related injuries may involve both workers’ compensation and personal injury claims if a third party contributed to your accident. We evaluate all possible claims to ensure you receive the maximum recovery.

In New Jersey, uninsured and underinsured motorist coverage (UM/UIM) on your own policy may provide compensation. Our firm helps you navigate these claims to make sure you’re not left paying out of pocket for someone else’s negligence.

We work with medical and financial experts to estimate the long-term costs of ongoing treatment, rehabilitation, and reduced earning capacity. These projections are factored into your settlement demand to secure fair compensation for your future needs.

“Bad faith” occurs when an insurer unreasonably denies or delays payment of a valid claim. In New Jersey, you may be able to sue for additional damages if your insurance company acts in bad faith. Peter Michael Law holds insurers accountable for unfair practices.

At Peter Michael Law, we work on a contingency fee basis. That means you don’t pay any fees until we win your case.